There has been some discussion in the media about New Zealand having negative interest rates. What does this actually mean?
According to Statistics NZ, 3 out of 5 new businesses fail in the first 3 years of business.
#1 – Have a “trial run” of living on one salary It is a wise move to try this while it is a choice and not a requirement. It will give you the time and flexibility to work out how you can adjust your household budget. You can also save the salary that you […]
In July 2018, Donald Trump announced sweeping tariffs against products imported from China, for alleged unfair trade practices. And so the trade wars began. The USA has a trade deficit with China of US$419 billion. This means that they import $419 billion worth of goods more than they sell to China. The USA’s main imports […]
#1 – Have a close look at your money management skills It is quite possible that you have gone from being a flush young person to a starving parent, and are heading back towards having a good disposable income again. (more…)
Make sure you’re getting your full KiwiSaver tax entitlement Government Tax Credit An important component of any person’s KiwiSaver savings is the contribution that the Government makes each year, referred to as the Government tax credit. If you are aged between the age of 18 and 65 and you personally contribute $1,042.86 in the period […]
New Zealand is like “Godzone” Right Now In an economic sense, things in NZ seem to be progressing at a fast clip. Unemployment is at low levels, mortgage interest rates are at very low levels, inflation is low so the cost of living is not increasing significantly, exports are going well……NZ is a great […]
as at 28/06/2016 WELL! Here we have the result that no-one saw coming. There was very little work done here in the office on Friday afternoon as I sat and hit “refresh” on the BBC website every 2 minutes as the results came in. The Brit in me was going YES! and the investment adviser […]
1. Make sure that your legal documents are in place and up to date Seek legal advice as early as you can about the implications of the diagnosis on your asset ownership structures. Ensure that wills are made, and also that an Enduring Powers of Attorney (EPA) are made. An EPA appoints someone to make […]
Our investment clients know that we have been saying for at least 18 months that we are due for a market correction, and it appears that we currently have it happening. A market correction is not necessarily a bad thing! Market corrections happen OFTEN. It is in the nature of share markets (and property markets) […]