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Kiwisaver changes effective 1 April 2019 The changes that have taken effect on 1 April 2019:  You have more options around the amount that you can pay into your KiwiSaver At present, if you are a salary or wage earner, … Read More

Debt is a drag on a person – both financially and emotionally With high interest debt, the costs of the interest payments make it extremely difficult to repay the principal of the debt, never mind the interest. There are 2 … Read More

The value of the NZ dollar against the US dollar has been headline news almost daily for the last few weeks as the NZD has fallen sharply against the value of the US dollar. Why is this so important? When … Read More

Janet Natta – one of three presenters at the Smart Women’s Guide to Financially Surviving the End of a Relationship Janet was one of three presenters in a two-location series which Stuff picked up on. Here’s the article – click … Read More

When I am talking about fixed interest as an asset class, I often talk about credit risk as being an important concept when investing. In fact, it could be THE most important concept when investing in fixed interest and cash … Read More

I first heard a presentation about the potential of investing in India about three years ago, and I was mesmerised India is the world’s largest democracy, and is likely to take over from China as the world’s most populous nation … Read More

The Australian Government has commissioned a royal enquiry into the banking, superannuation and financial services industry in Australia and the enquiry began its hearing process in March 2018. The purpose of the Commission was to determine if there had been … Read More

With 31 March fast approaching, I am sure that there are many business clients (and accountants) hanging on to their sanity by their fingernails at present. However, as the end of the financial year approaches, it is the natural point … Read More

What exactly is Bitcoin? Bitcoin is a crypto currency, which was invented by Satoshi Nakamoto in 2008 and started operating in 2009. Bitcoin is a peer-to-peer electronic cash system which operates freely over the internet. Electronic money stored in electronic … Read More

5 things that you need to consider when you are moving in with a new partner #1 – Work out how you are going to split costs Money is always one of the biggest causes of stress in a relationship. … Read More

Do your clients ask “Is my money invested responsibly?” I was recently asked my opinion on the question “is my money invested responsibly?” along with Rodger Spiller (Money Matters) and Simon Hassan (Hassan and Associates). Here are our three answers … Read More

Good Returns (dot co dot nz) asked me to introduce myself recently Here’s the Q&A: Who are you and what do you do? I am a financial planner based at Tamahere, south of Hamilton. My business offers comprehensive financial planning … Read More