Even though it may feel like life in general is a little bit out of control, you will still be in the position where you have to make decisions, including financial decisions, and it may feel like you are dancing on quicksand. Here are some thoughts around creating processes for making decisions that may feel […]
News you can use through the covid lockdown – 1 April 2020
News you can use through the covid lockdown – 1 April 2020
Is it a trend or is it an event?
Aaron and I recently attended an intensive fund managers presentation day in Auckland, where 16 fund managers did presentations on an aspect of investing and then did a promotional spiel for their investment funds. It was a really good day, with lots of interesting and useful information. Funnily enough, there was very little real alarm […]
Medical Insurance – to have or not
It’s important to know that not all medical insurance is created equal.
Negative Interest Rates – November 2019
There has been some discussion in the media about New Zealand having negative interest rates. What does this actually mean?
5 things you need to know when you start out in business
According to Statistics NZ, 3 out of 5 new businesses fail in the first 3 years of business.
5 things you need to do when planning for parenthood
#1 – Have a “trial run” of living on one salary It is a wise move to try this while it is a choice and not a requirement. It will give you the time and flexibility to work out how you can adjust your household budget. You can also save the salary that you […]
what a global trade war could mean for New Zealand
In July 2018, Donald Trump announced sweeping tariffs against products imported from China, for alleged unfair trade practices. And so the trade wars began. The USA has a trade deficit with China of US$419 billion. This means that they import $419 billion worth of goods more than they sell to China. The USA’s main imports […]
Kiwisaver Changes
Kiwisaver changes effective 1 April 2019 The changes that have taken effect on 1 April 2019: You have more options around the amount that you can pay into your KiwiSaver At present, if you are a salary or wage earner, you have been able to contribute 3%, 4% or 8% of your salary into your […]
How to tackle debt
Debt is a drag on a person – both financially and emotionally With high interest debt, the costs of the interest payments make it extremely difficult to repay the principal of the debt, never mind the interest. There are 2 types of debt: GOOD DEBT and BAD DEBT Good debt is debt associated with an […]